What a credit analyst does is mainly related to gathering and analysing financial data about clients. These professionals are tasked with evaluating the data and recommending a course of action. A credit…
A derivative of Corporate Social Responsibility (CSR) is a corporate social investment (CSI), which constitutes projects undertaken by a company, not directed at increasing company profits. They are more about…
Lawrence is a young professional who is supporting some members of his extended family. His parents recently had a financial setback and he is looking for ways to help them. He…
The May 2019 national elections in South Africa were the most anticipated since the first democratic elections in 1994. There were not only a record number of voters, but the governing party, the ANC has been…
Your credit score gives lenders assurance that you will be able to pay back their money. It also determines the interest rates which you will be charged on the loan that…
Carbon tax is a tax that is paid by businesses and companies that release high levels of gas into the atmosphere. Companies and businesses will be required to pay the…
1. Get help from a nonprofit credit counselling organization- these organizations are usually free and advice on how individuals can repay their debts. They also come up with practical ways of paying back the credit. The organization can…
1.Get solar- installing a solar geyser will help with hot water supply during the blackout. Solar lights are also very useful during these times. 2.Use empty plastics and empty plastic bottles to make…
Different factors are considered when trying to understand the credit behavior of consumers in South Africa. Social needs, traditions, lifestyle and age can factor into the behavior of consumers. Social…
The marshmallow test was originally founded by Walter Mischel who was a professor at Stanford University. He took nursery kids into a room and gave each a marshmallow. He would…