All the Benefits of a Woolies Credit Card


A brand renowned for quality and excellence, Woolworths has an extensive industry in the South African retail sector.  The store, first opened in 1931 in Cape Town offers clients a range of products and services.

The Woolworths Financial Services division has a number of solutions for its clients.

The Woolworths Credit Card is one such product.

The Woolworths Credit Card provides clients with the ability to swipe at over 29 million outlets worldwide. Credit card purchases are free. Clients are also able to draw cash at any ATM displaying the VISA logo.

What benefits are offered by the Woolies Credit Card?

Black Credit Card – You get 3% back on your purchases

Gold Credit Card – You get 2% back on your purchases

Silver Credit Card – You get 1% back on your purchases

Repayment periods range from 6 to 60 months, giving clients sufficient time to repay the amounts they owe.

You are automatically part of the great WRewards programme and you can earn WVouchers every time you swipe.

You can get up to 8 additional cards at no extra cost.

You get Peace of Mind through the Comprehensive Balance Protection Plan.

You get access to a budget facility which you can use for larger purchases.

You have the opportunity to access internet banking facilities for only R15.00 per month, while the Woolies Credit card comes with a service fee of R56.95 per month.

What are the qualifying criteria?

  • Be at least 18 years old
  • Have a valid South African I.D.
  • Provide original proof of residence
  • Provide Latest 3 payslips
  • Earn in excess of:

R10 000 for a Gold Credit Card

R41 666 for a Black Credit Card

R2000 – R9999 for a Silver Credit Card


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