Absa Personal Loans

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Absa bank offers a comprehensive range of personal loans. These loans are offered with a personalised interest rate. 

The bank understands that individuals often have unexpected expenses to deal with. For this reason it has made a personal loan option available to assist individuals looking for a financial boost.  

What are the benefits of choosing an Absa Personal Loan? 

  • You get flexile Absa Personal Loan applications 
  • You get immediate access to funds after approval 
  • You get access to personal loan amounts between R3000 and R350 000, with 12 to 72 months to pay. Flexible repayment terms are offered, giving individuals a reasonable amount of time to repay the loan at a comfortable rate. 
  • There are no penalties for early settlement, so you are able to pay your loan off faster. 
  • You are offered an affordable Credit Protection Plan, which will ensure that your debt is paid off in the unfortunate event of your death or retrenchment. 
  • There is no collateral needed, as the loans are unsecured 
  • Your application is based on your individual creditworthiness 

There is no limit on how you can you use your use your loan. If you have study fees to pay, or a large medical bill to pay, or if you simply want to renovate your home, the Absa Personal Loan will give you the financial freedom to achieve this. 

How the Absa Personal Loan Application works: 

  • Existing Absa customers can simply log on to Absa online and click “Apply” 
  • Select “Personal Loan” from the menu 
  • Enter your requirements and you could have the money in your account in less than 10 minutes

For new Absa customers: 

  • Apply online by visiting www.absa.co.za 
  • Fill in the quick and easy form 
  • You can also choose to visit your nearest Absa branch to apply 
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