Apply for a Capitec Loan Online


– Apply for a Capite Loan Online

Capitec Bank offers quality solutions to its clients nationwide. With the Capitec Bank Global One card you are able to transact, save and get credit. To qualify for this card, you need to fulfil these criteria:

  • Be above 18 years old
  • Provide your most recent bank statement
  • Provide your latest payslip
  • Be employed with your current employer for longer than 2 months
  • Have a salary paid into your bank account

Capitec Loan Types offered:

Personal Loan from Global One

This loan offers finance of up to R250 000 over a repayment period of 84 months. Once approval has been confirmed, the money is available immediately in your transactional/ savings account. You get to benefit from free retrenchment and death cover, which ensures that your loan is paid off if you are unable to settle the debt.

Credit facility

This facility offers up to R5000 in finance and the loan is repayable in full every month. Ideal for an emergency situation or an unplanned expense, this loan is available to individuals who are at least 18 years old with a valid South African ID. Individuals also need to provide original proof of residence and their latest payslip.

Home Loans

Capitec provides personalised home loans based on individual credit profiles and affordability. Up to R5 million is provided through SA Home Loans.  After application you can expect to get approval within 5 working days.

How to apply for a Capitec Loan Online:

Visit the Capitec website on

Fill in the loan information. You need to specify how much you need to borrow.

Specify the loan term (months), your salary frequency, net salary, monthly expenses, why you want the loan, as well as your current bank.

You then need to fill in your employment information as well as your personal information so that Capitec can do a credit check in order to determine your previous payment history as well as your affordability.


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