Not carrying cash in your pocket everywhere you go is not the only benefit associated with owning a credit card. But at times you may need to buy something that is beyond your budget and in that case you can use your card to make a payment. There are numerous advantages of using credit cards and these were seen by banks as a necessity of enhancing their financial facilities thus banks like Standard Bank employed its own credit cards facility with the thrust of improving business relationship with its clients.
The BlueBean Credit Crad, a division of Standard Bank is a South African credit card company with a passion for innovation whose desire is aimed at saving clients’ time and money as well as providing value for money and ensuring that their offering is competitively priced. The company has a variety of credit cards and clients have the freedom to choose a card that best suits their lifestyle.
Who can apply?
- Must be 18 years or older
- Earn a minimum income of R4 000 per month
- Be a South African resident
The card features quite a number of benefits that are designed clients who qualify for this facility:
- No transaction fees on purchases
- Up to 55 days’ interest-free credit, on balances paid in full
- Card can be used to buy fuel
- You can design your own BlueBean Credit card
- Free access to BlueBean Lifestyle benefits
- Access to great goodies and travel deals
- Free secure online shopping
- Free international emergency card replacement
- Budget facility
- Balance transfer option
- A convenient debit order to automatically pay your account each month
- Automatic bill payment
- Credit protection plan
- Accident and health insurance
- Free basic automatic travel insurance
- Top-up travel insurance cover at an added cost
- Free lost card protection
- Free subscription to Standard bank’s self service banking
- Free electronic statements emailed to you
- Free secondary card
The above benefits are reasons why you should a BlueBean Credit card. The company can be contacted on 0860 121 131