Capitec Bank is a fast-growing financial institution in South Africa. Specialising in providing simplified banking solutions, Capitec offers a wide range of products and services for clients. In addition to providing unsecured credit with up to 84 months to repay, the bank has competitive home loan solutions for prospective home owners. Buying a home is a milestone event for many individuals. Being able to provide your family with a roof is one of the biggest gifts you can give – ensuring they are safe and secure. Approaching the right lending institution is an important part of the process and has a large influence on your financial future. Finding a lender with affordable credit solutions is at the top of the list for many prospective home owners. Ideal solutions are those tailored to meet individual financial circumstances, while also meeting the needs of the lending institution.
Capitec Bank Home Loans are provided in partnership with SA Home Loans. As a home buyer, you can loan up to R5 million and repay the amount over 240 months. Instalments are calculated based on your credit profile and individual affordability. You can expect approval within 5 working days after all documents have been provided.
What is required for application?
- Be between 18 and 60 years old
- Not be under debt counselling
- A valid South African I.D.
- Proof of residence
- Latest 3 salary slips
- 3 months’ bank statements
- Copy of marriage certificate or antenuptial contract
To apply, simply visit your nearest Capitec Bank branch in Gauteng, Kwa-Zulu Natal and the Western Cape. Opening hours are:
Mon- Fri8am- 5pm