Browsing: Financial tips

Financial tips
Can small business benefit from CSI?

With diligence and consistency, small business owners can contribute significantly towards any country’s economic development.  A key part of business development is ensuring ethical behaviour. A vital component of this is having a clear corporate social…

Financial tips
Top 3 money management apps

Money management has become much simpler with the help of technological innovation. The development of various applications has made it easier to monitor expenditure and to create efficient budgets.  Money management apps have…

Financial tips
Ratio analysis for credit appraisal

Credit appraisal involves the use of the key ratios which offer better insight into the financial stability of an applicant.   Considering what creditors look for in credit applications from organisations, such as liquidity,…

Financial tips
Types of corporate bankruptcy

Before filing for corporate bankruptcy, it’s important for corporations to carefully consider their options with help from a legal professional.  Chapter 7:  While mainly used by individuals, this option is also available to corporations. In…

Financial tips
5 Myths about interest rates

There are myths about interest rates that need to be demystified.  Higher rates lead to higher inflation – while the interest rate is the cost of money, it doesn’t mean that it has a…

Financial tips
Why is there an interest rate?

Interest enables a lender to profit on what they are providing to a borrower. Essentially, it’s the cost of debt.  The percentage charged is dependent on an individual’s risk level. The lower the risk, the higher…

Financial tips
Features of a payroll system

Having a payroll system in an organisation is highly important for efficient business functioning. It should be a priority for entrepreneurs and management.  Payroll includes a list of employees paid by the organisation and details the total…

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