Finchoice is a financial services provider offered to Homechoice customers in good credit standing. Homechoice is a well-known brand associated with providing customers with quality service. This ethos is extended to the Finchoice financial services brand. Established in 2007, Finchoice provides revolving loans and insurance products.
What are the benefits associated with Finchoice?
Applying for these loans is easy. There are no lengthy forms to fill in, no travelling and no fuss. The application process can be completed by simply calling Finchoice and speaking to a friendly agent who will guide you through the process. The whole process won’t take longer than 10 minutes.
Instalments are fixed every month. This means that you are able to budget better as there are no surprises. Your instalment won’t be affected by prime interest rate fluctuations.
With the KwikSkip facility, available on some of the loans, you can get to skip a payment when you’re having a tough month financially.
Finchoice is a registered financial solutions company, so you can rest assured that all their processes are in accordance with the regulations of the National Credit Regulator. Interest rates charged are regulated.
Repayments can be structured to suit your needs. Loans are repayable within a 6 to 24 month period.
You are able to manage your loan account securely anytime, anywhere on your cellphone.
Turnaround rates are quick. As soon as you are approved for a loan, you can expect the money to be deposited directly into your bank account within 24 hours.
A Finchoice Protection Plan is offered on all loans. This gives you peace of mind knowing that your loan will be settled in the event of your death, disability or retrenchment.
You get to choose between flexible loan solutions:
6 month Flexi Loan – R8000 maximum
12 month Personal Loan – R15 000 maximum
24 month Personal Loan – R15 000 maximum
To apply, call: 0861 346 246.
You can visit the FinChoice website here: www.finchoice.co.za