Making a payment online it’s as easy as signing in to your account. Clicking make a payment. To enter a credit/debit card number and click Continue.
However, the convenience of online payments and banking apps has meant huge mobile technology security concerns and risk. Therefore there’s a need for importance of security best practices and innovation to stay a step ahead of the threat technology curve through ongoing user education.
While some customers have security concerns about storing information on their phones, companies that offer a secure payment acceptance method provide more value to their customers.
Such as PayFast, it’s developed with the same demands on security and performance as websites used for banking services and share trading. Your account login, personal details, and all money transactions are secured using Secure Socket Layer (SSL) technology with high security 256 bit encryption.
And there’s also i-Pay Instant EFT, which inherits your bank’s security features, ensuring the safety of your transaction. As well as non-storage of details online as when your details are stored online, they’re easier for hackers to access. Fortunately, i-Pay doesn’t need to store your details in order to facilitate transactions.
Also most of the payment gateways companies in South Africa provide sample code and some even allow test accounts. Make use of their samples. What one also has to look at is the costs of transactions and monthly fees as part of the global picture when using these online payment methods.