Loans Payday

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Loans payday

Payday loans are fairly new to South Africa and are sometimes presented in a negative light. You tend to mostly hear about their “astronomical” interest rates and charges, and how they’ve left desperate people in ruins. Well, we’re here to tell you about the payday loans alternative from wonga.com
First of all, Wonga is not a payday loan because we do not require customers to repay on their payday and we offer several other unique benefits.

Flexibility
Wonga loans are the most flexible payday loans alternative out there. Customers can borrow money for just one day or for up to a month. You won’t find a bank that will lend you money for just five days and it costs less to take a loan online with Wonga than it would to go into unauthorised overdraft.

Speed
At Wonga, we understand that unexpected expenses require a quick response. It’s our goal to get you fast cash when you need it and not have you waiting for days. The Wonga application is quick and straight-forward and in most instances the decision is given instantly. You will then need to submit your documents showing proof of income via our online document uploader and once your application has final approval your funds will be transferred to you.

Online
Wonga loans online are just that – online, 100%. We don’t ask you to fax us any documents or to come to our offices to collect your money. We want you to be able to access Wonga where it’s convenient for you, whether that be at home, work, the coffee shop or the library.

The market seems to be overrun with loans. From well-known banks to loan sharks, there are lots of ways to borrow cash, but like the saying goes, its quality, not quantity that counts. It’s easy to find credit providers, but finding one with a fast, simple and transparent service is harder. Many companies promise to offer you a super-fast service but actually make you wait for a few days to see if you’ve been approved. There are also some payday loan providers that have hidden charges and inflexible terms.

Cash on demand
Wonga is a totally new way of borrowing. It’s not a payday loan but an online cash advance; we call it cash on demand. You can have the financial freedom you sometimes need on those last few days before payday. But we’re not talking about getting you into long-term debt. We’re talking about sensible lending for short periods of time. We let you decide exactly how much cash you need to borrow and for exactly how many days you want it. You won’t be forced into borrowing a fixed sum you don’t need and we can deposit the money into your bank account in a flash.

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