Having a credit card can be a huge benefit to have, especially when it considers unexpected expenses. It is also important that you handle your credit card correctly to ensure that you maintain a good credit record and that you always pay your instalments on time.
Nedbank has a range of credit cards to offer and this includes a Gold and Platinum card option, each with its own benefits. These credit cards offer the following benefits:
- up to 55 days interest-free credit
- zero the transaction fees
- free face to face card delivery
- access to Bidvest Premier airport lounges for domestic flights
- global ATM access
- optional life cover
- basic travel insurance of up to 3,000,000
- flexible repayment options
- free supplementary card
- once off initiation fee of R135
- a monthly service fee of R58
These cards also include automated basic travel insurance of up to R3 million as well as flexible repayments and free supplementary card. There is a once off initiation fee of R135 a monthly service fee starts from R58. These are just some of the benefits you can enjoy with your credit card.
They also offer American Express credit cards and these have a whole set of benefits on their own. With this card you only need to play a minimum of 5% of your outstanding balance every month, which offers you a very cost effective option of maintaining your credit card. You also get individualised interest-rate and budget facility to make the dose larger purchases easier to handle.
The Nedbank credit card division will assist you with any queries you may have regarding your credit card application as well as which card will be best suited for your needs. You can reach them on 086 126 3464 or email them at contactcentre@nedbank.co.za.