Adam Opel AG (Opel) is a German automobile manufacturer headquartered in Russelsheim, Hesse, German and is a subsidiary of German Motors Company.The company designs, engineers, manufactures and distributes Opel branded passenger vehicles, light commercial vehicles and vehicle parts. Leveraging under its umbrella of GM came Opel Finance.
Opel finance is developed and tailored to your requirements. Using its expertise in the areas of finance along with passion for service, Opel finance ensures that vehicle financing process is a smooth one. Finance is provided through Installment Sale and Lease.
Installment Sale is the simple, traditional route to financing vehicle ownership. It is convenient to arrange and offers flexible terms to suit your needs. Financing periods can be structured from 12 – 60 months or longer depending on your personal needs.There is no minimum deposit payable but may be dependent on current legislation and your credit profile and interest is calculated at either fixed or prime-linked rates. One of the benefits of this facility is that if the asset is used for business purposes, you can claim depreciation and the yearly interest paid against tax.
Leasing gives you the right to use the goods for an agreed period, during which time you pay rentals. At the end of the term, you either return the goods, acquire ownership or extend the lease. Interest is calculated at either fixed or prime linked rates and the goods must be fully insured during the agreement.The benefits of leasing accrue mainly if you’re using the item for business, or in the generation of income. Rentals can be claimed as expense against tax, you don’t need to own the asset to use it, stepped payments, inflated rentals and other structures can be tailored to your needs and the deposit percentage and repayment period can be negotiated to suit you.
Opel finance can be contacted on 0800422777.