Personal loans no credit check direct lender
No Credit Check Loans deals with various other personal loan providers to ensure that we are able to get you, our customers, and the best financing options. They do not charge any fees and our services are completely free of charge. All our providers are registered with the National Credit Regulator (NCR) and comply with the National Credit Act (NCA), and other regulatory requirements.
Loan application process
When applying for a personal loan, vehicle finance or home loan consolidation you may be required to submit the following documents as part of the application process:
• Copy of your ID
• 3-month bank statement
• Copy of your latest payslip
• Proof of your home address
Please note: Self-employed individuals may be required to submit additional documentation. Credit checks will be required based on your personal circumstances.
Fees and costs
When applying for a loan a consultant will contact you to ensure that you understand all applicable fees and costs that will be charged. If you are unsure, request that they send you a copy of the fees before giving your consent.
All applicable fees are regulated by the NCR.
Some providers may, at times, charge an additional charge to assess more difficult applications, as in the case of blacklisted individuals. If you are dissatisfied about the fees, you have the right to decline the application.