Smart Personal Loans- Loans in 48 Hours


Through Smart Personal Loans you are able to get access to ideal loan solutions for your needs. This loan brokerage does all the hard work for you by searching for a loan to suit your needs.

Smart Personal Loans is an online personal loans broker launched in 2013 that specialises in providing personal loans, bridge loans and payday loans.

By choosing Smart Personal Loans you can get access to loans of up to R150 000.

Why choose Smart Personal Loans?

You get to benefit from a secure online application. You don’t have to worry about your personal information being passed onto third parties.

You can find out if you’ve been approved within 48 hours of your application.

Once you’ve been approved, the money is paid out within 24 hours.

You can expect a simple, convenient application. There is no waiting in long queues to apply. You can apply in the comfort of your own home or office.

How does it work?

  • Complete the online application form
  • You’ll then start the pre-approval process
  • Your application will be reviewed
  • A consultant will contact you to finalise your application

To apply, you need to be at least 18 years old and a South African citizen with a permanent job.  You’ll also need to have a South African bank account.

The repayment period usually ranges from between 12 and 72 months. This is dependent on the amount you qualify for and how much you can afford to repay.

What do you need to apply?

  • Have a good credit record
  • Have a regular monthly income if at least R2000
  • Be permanently employed for more than 3 months
  • Provide your latest payslip
  • Provide a clear copy of your South African ID
  • Provide proof of residence
  • Provide your last 3 months’ bank statements



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