What a credit analyst does is mainly related to gathering and analysing financial data about clients. These professionals are tasked with…
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Your credit score gives lenders assurance that you will be able to pay back their money. It also determines the interest…
Different factors are considered when trying to understand the credit behavior of consumers in South Africa. Social needs, traditions, lifestyle…
When you apply for credit a lender agrees to loan you an amount of money and you repay the loan…
Ratios can be used to determine how creditworthy an institution is. Utilising this form of assessment is a good way of determining where a banking…
It’s essential to have clarity in terms of the 5Cs of credit prior to applying for credit. Lenders want to avoid risks, which is why credit…
Making the entrepreneurship process easier is the benefit of having access to funding. If this doesn’t happen, entrepreneurs shouldn’t give up, because there are ways to…
What does buying on credit mean to you? To purchase something with the promise that you will pay in the…
Credit Talk – How much credit is enough? A highly important part of financial freedom, something every citizen should be…